Using any of the pages of this site indicates that you accept the terms of this Legal Information notice ("Notice"). If you do not accept these terms, please leave the pages of this site immediately. This Notice is issued by 1825 Financial Planning and Advice Ltd and Fraser Heath Financial Management Limited under the trading name 1825.
We may update the terms of this Notice from time to time by updating this page. You should revisit this page regularly to ensure that you have seen and are aware of the current terms, as they are binding on you. Certain provisions in this Notice may be superseded by expressly designated notices or terms located on particular pages of this site.
In this Notice and the pages of this site, any reference to "1825", "we", "our" or "us" means 1825 Financial Planning and Advice Ltd and/or Fraser Heath Financial Management Limited as applicable unless otherwise indicated and any reference to “Standard Life” means the Standard Life Aberdeen Group (Standard Life Aberdeen plc and its subsidiaries), unless otherwise indicated.
2.Companies, regulation, and 1825 trading name details
1825 is a trading name used by 1825 Financial Planning and Advice Ltd and Fraser Heath Financial Management Limited and other regulated intermediary firms which are part of the Standard Life Aberdeen Group.
1825 Financial Planning and Advice Ltd is registered in England (01447544) at 14th Floor 30 St. Mary Axe, London, England, EC3A 8BF and is authorised and regulated by the Financial Conduct Authority, with the Financial Services Register reference number 144519. 1825 Financial Planning and Advice Ltd is a wholly owned subsidiary of Standard Life Aberdeen plc.
Fraser Heath Financial Management Limited is registered in England (04357058) at 14th Floor 30 St. Mary Axe, London, United Kingdom, EC3A 8BF and is authorised and regulated by the Financial Conduct Authority under registration number 229225. Fraser Heath Financial Management Limited is a wholly owned subsidiary of Standard Life Aberdeen plc.
Standard Life Aberdeen plc (SC286832) and Standard Life Employee Services Limited (SC271355), are both registered in Scotland at 1 George Street, Edinburgh EH2 2LL.
The Standard Life Aberdeen Group VAT number GB270347469.
3. Intended audience
The pages of this site are intended for the information of individuals and businesses resident in Great Britain and Northern Ireland, the United Kingdom ("UK"), unless otherwise stated.
The content of this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Nothing on the pages of this site constitutes financial, legal or other professional advice in any way.
If you require financial advice tailored to your circumstances you are welcome to contact us.
5. General disclaimers and terms
While we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control.
We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice.
We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.
We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from the pages of this site, or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.
6.Copyright and trade mark
© 2020 Standard Life Aberdeen, reproduced under licence. All rights reserved.
Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Standard Life Employee Services Limited, or such other member of the Standard Life Aberdeen Group as Standard Life Employee Services Limited may direct, unless otherwise indicated.
Certain images and content used in the pages of this site are reproduced under licence.
"1825" "Standard Life", and the "1825" and "Standard Life" logos are registered trade marks of Standard Life Employee Services Limited. Standard Life Employee Services Limited and other members of the Standard Life Aberdeen Group may also claim trade mark and service mark rights in other marks contained within the pages of this site.
Reproduction of the pages of this site in whole or in part, without the prior written consent of Standard Life Employee Services Limited, or such other member of the Standard Life Aberdeen Group as Standard Life Employee Services Limited may direct, is strictly prohibited unless for private, non-commercial viewing purposes.
Please note that if you have a specific enquiry relating to your investments please contact us by telephone. Your planner can advise you on the best way to send us information securely.
If you choose to send us an email by an unsecured channel there is no guarantee that we will receive your email, or that its contents will remain private or unaltered during Internet transmission. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of any such information.
We reserve the right to monitor the use and content of e-mails which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against unlawful or improper use of, or attacks on, our systems.
8. Computer misuse
We recommend that you employ reasonable virus detection and protection measures when accessing the pages of this site. We will not be liable for any loss or damage resulting from any attack by a third party on our systems or for any computer virus or other malicious or technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this site.
Any software, multimedia files, photographs, reports and other documents are downloaded at your own risk. We do not warrant the suitability of any such downloads and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of any such downloads for your computer, it is recommended that you obtain specialist advice before downloading.
10. Financial Services Compensation Scheme (FSCS)
The Financial Services Compensation Scheme (FSCS), established under the Financial Services and Markets Act 2000, has been set up to provide protection to consumers if authorised financial services firms are unable, or likely to be unable, to meet claims against them. Accordingly you may be entitled to compensation from the FSCS if such a firm cannot meet its obligations, depending on the type of business and the circumstances of the claim. For further information on the compensation available under the FSCS please check their website www.fscs.org.uk or call the FSCS on 0800 678 1100. Please note only compensation queries should be directed to the FSCS.
If you have any further questions, please contact us directly.
The terms of this Notice and the use of the pages of this site shall be governed by the laws of England and Wales unless otherwise stated, and the English courts shall have non-exclusive jurisdiction in the event of a dispute.
The Standard Life Aberdeen Group is investing in building the 1825 business. Benefits provided to the firms operating under the 1825 brand1 include:
•Brand design, development and delivery
•Costs associated with trade marking the brand including external consultancy
•Initial design and production of marketing material
•Website design and build including purchase of domain name
•External legal advice on internal business transition work
•Initial design and build of the 1825 proposition
•Delivery of training sessions
•Enhancement to IT infrastructure to allow integration into the group and build 1825 IT capability
•Procurement of technology solutions
•Compliance consultancy and assurance
•Process mapping and enhancement
1 1825 Financial Planning and Advice Ltd and Fraser Heath Financial Management Limited
© 2020 Standard Life Aberdeen